Cursor vs Windsurf

Cursor
4.7
Coding
Free / $20mo

Cursor is built on top of VS Code, so most keyboard shortcuts, extensions, and themes carry over — the learning curve is mainly about the AI features layered on. Tab handles intelligent multi-line completions, Cmd+K rewrites selected code inline, and Chat can answer questions about your whole project rather than just the open file. The free tier includes a limited number of fast premium-model requests per month; heavy daily use typically requires the $20/mo Pro plan, and very large codebases can slow down the context-indexing step. Recent updates added Cloud Agents for running longer tasks remotely, Origin for hosting and reviewing code changes, and improved Git support at scale.

Windsurf
4.5
Coding
Free / from $20mo

Windsurf was rebranded to Devin Desktop in 2026 after Cognition AI acquired the product; the underlying editor and its capabilities carried over unchanged, only the name and branding changed. It is a standalone AI-native code editor combining fast autocomplete and chat with "Cascade" — an agentic mode that can plan out a multi-step task, make coordinated edits across multiple files, run terminal commands, and iterate based on the results, with the developer reviewing changes along the way. This makes it a strong option for tasks like implementing a feature that touches several files, or refactoring a pattern across a codebase. The free tier remains available at $0; paid plans now start at $20/month for Pro, with Max ($200/month) and Team ($80/month + $40/month per seat) tiers above it, plus a custom Enterprise plan. Very large monorepos can still slow down the initial indexing step.

CursorWindsurf
CategoryCodingCoding
PriceFree / $20moFree / from $20mo
Cursor
Pros
  • + Full codebase context
  • + VS Code compatible
  • + Excellent autocomplete
  • + Inline edit mode
Cons
  • Expensive for heavy users
  • Slower on large codebases
Windsurf
Pros
  • + Strong agentic multi-file editing (Cascade)
  • + Generous free tier for individuals
  • + Fast, responsive autocomplete
  • + Standalone editor, no extension setup needed
Cons
  • Pricing/credit model has changed multiple times
  • Large monorepos can slow indexing
  • Smaller plugin ecosystem than VS Code-based tools
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